Computop Introduces Major New Updates in Computop Paygate Version 7.0

Computop, a leading global Payment Service Provider (PSP), has announced that its payment platform, Computop Paygate, which has been connecting customers, merchants and payment methods for over 20 years,  is  entering a new era with the launch of Version 7.0.

Delivering over 250 payment methods, more than 50 acquirer connections, providing protection against fraud and supporting many other payment transaction services, Computop Paygate has become the central interface for international e-commerce merchants and at the Point of Sale (POS). Version 7.0, which launches today, introduces multiple new features and improvements which include:

  • Fraud prevention

Machine learning moves into Paygate with ”Rule Based becoming Risk Based”. In the new version, static settings do not decide whether transactions are blocked. Instead, the probability of fraud is calculated for each individual transaction on the basis of past transactions and a judgement is made as to whether the transaction is executed or rejected. Due to the continuous expansion of the decision basis, the Paygate learns more and optimizes its calculations on a daily basis.

  • Data analysis

The integration of geodata, which has also been made available for payments in the past, enables merchants to better evaluate their transactions. The successive integration of additional external data sources delivers more exciting analyses, which help merchants to optimize their payments and address customers” specific needs.


The processing of worldwide payments from POS and e-commerce on a single platform has made Computop a pioneer in omnichannel payment. Alipay, WeChat Pay or instalment purchase by easycredit are just a few of the innovative payment methods at the POS. Simultaneously, Paygate 7.0 forms the basis for connecting the girocard network, which Computop will have built up by the end of the year.

  • GDPR

Version 7.0 includes an API that allows merchants to automatically delete customer-related data when a customer requests it. Transaction-related data is retained anonymously for analysis.

  • New payment methods

As with almost every monthly update, new international payment methods and acquirers are added into Version 7.0, with Swish, Calixa, Nordea, b4payment or the TOTAL fuel card being examples.

Computop Paygate Version 7.0 is generally available from 25th October 2018. Connected customers have been automatically activated. The new version is fully downward compatible, therefore there is no need for adaptation for merchants and banks.

About Computop – the payment people

As one of the very first payment service providers, Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention. The Computop Paygate payment platform enables seamless integrated payment processes for e-commerce, at POS and on mobile devices. With this internally developed software, retailers and service providers have the flexibility and freedom to choose from over 250 payment methods enabling them to specifically tailor their payment options per country.

Computop, a global player with its head office in Germany and locations in China, England and the USA, has been servicing large international companies in the service, retail, mobility, gaming and travel industries for more than 20 years. These companies include global brands such as Bigpoint, C&A, Fossil, the entire Otto Group, Sixt and Swarovski. Computop also provides it payment system to banks and financial service providers as a white-label solution. Through its customer network and collaboration with the global marketplace Rakuten, Computop processes commercial payment transactions for more than 15,000 retailers annually, with a combined value of USD 31 billion. With its individual and secure solutions, Computop makes a major contribution to the future of international payment processing.

BAMBERG, Germany, Oct 25, 2018 /PRNewswire/ —

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